Protect your home, belongings and loved ones

Anyone who has personal assets — a home, a vehicle, a savings account, a business — needs liability insurance. So do people who have kids, pets, boats or other watercraft or rental properties.

Conditions that exist at your residence and your actions on and off your premises can lead to injury or damages for which you could be held legally responsible. A liability insurance policy will pay attorney fees, investigative costs and other legal expenses required to defend you in the event you are sued. In addition, the policy will pay the damage award, up to the policy limits, if you are found legally liable.