Protect your home and personal belongings

We’re committed to protecting your rural or suburban home. Instead of the one-size-fits-all policy that some other carriers have, Germania offers the flexibility to customize a policy to fit the individual needs of our members.

We can write this unique policy to cover your traditional, tiny, barndominium or manufactured home. Additionally, we offer protection for your valuables and other personal property inside your home.

Depending on the property you wish to cover, you may be eligible for one or more of Germania’s premium-reducing discounts:


Home Inventory Checklist – Use this handy booklet to travel room by room through your home to inventory personal property, serial numbers, purchase dates, replacement cost and cash value.